BayWise Payments
BayWise Payments is a payment orchestration platform for service businesses. It brings every financial event — collections, expenses, vendor payables, recurring obligations, and cashflow — into a single system that works across geographies, payment processors, and accounting workflows.
Whether you run a single independent workshop or a 50-location dealer network, BayWise Payments gives your cashier a one-screen collection queue, your finance manager a live AR/AP position, and your owner a CFO-grade dashboard — without spreadsheets, WhatsApp chasers, or end-of-month surprises.
What you can do
- Collect payments — cash, card, bank transfer, cheque, or payment link — from a single queue screen
- Record expenses — vendor invoices, sublet costs, and ad-hoc purchases with credit terms and settlement tracking
- Track every vehicle through a per-entity ledger showing collections, expenses, and net position
- Manage recurring obligations — rent, salaries, insurance, subscriptions — with due-date alerts and one-click recording
- View cashflow on a calendar — day, week, or month — with confirmed and expected positions
- Close the day with a structured cash-count workflow that locks the books
- Monitor the business from a live dashboard with AR aging, DSO, collection rates, and payment method mix
Built for any service business
BayWise Payments is not limited to automotive workshops. The orchestration layer adapts to any business where money flows in from customers and out to vendors, staff, and landlords:
| Business type | How they use it |
|---|---|
| Independent workshop | Collect against repair orders, track parts vendor payables, close the cash drawer daily |
| OEM dealer network | Standardise collection workflows across locations, monitor insurer settlement aging, compare location AR performance |
| Parts distributor | Track B2B credit terms (Net-30/60/90), manage fleet account receivables, forecast cashflow from recurring purchase orders |
| Fleet operator | Record maintenance expenses per vehicle, reconcile insurer reimbursements, monitor cost-per-vehicle trends |
| Body shop / collision centre | Handle insurance-split payments (customer excess + insurer balance), track sublet vendor AP, manage supplement approvals |
The same platform. Different event maps. Minimal configuration.
Start here
| I want to… | Go to |
|---|---|
| Set up BayWise Payments for the first time | Getting Started — Account Owners |
| Learn the daily collection workflow | Getting Started — Cashiers & Service Advisors |
| Understand the dashboard and reporting | Getting Started — Finance Managers |
| Understand how entities and transactions work | Concepts: Entities & Transactions |
| Record a payment | How To: Record a Payment |
| Configure payment processors | How To: Configure Payment Processors |
Why BayWise Payments?
Most service businesses run their finances on a patchwork of spreadsheets, accounting software that was never designed for daily operations, and a finance manager’s memory. BayWise Payments replaces that patchwork with an orchestration layer that connects the workshop floor to the cash position — in real time.